Rewards infrastructure for AfricaRecipient access
In-personIn-Store / POS
Physical redemption at partner merchants
Physical card tap or PIN entry at partner merchant terminals. Recipients use their RibiRewards Payout-issued card exactly like a payment card — at a supermarket checkout, pharmacy counter, or electronics retailer. No phone required at point of redemption.
How it works for the recipient
Step 1
Physical card issued
Recipient receives a physical RibiRewards Payout card loaded with their reward value.
Step 2
Shop at partner merchants
Recipient presents the card at checkout at any merchant within the configured category.
Step 3
Tap or PIN
Card tapped on NFC terminal or PIN entered on POS device. Transaction processes in real time.
Step 4
Receipt and confirmation
Standard payment receipt issued. Balance decrements instantly.
Who it reaches
Recipients who prefer in-person shopping, are less digitally engaged, or specifically need to purchase physical goods. POS redemption is essential for grocery, pharmacy, and retail categories where the purchase naturally happens in a store.
Works with
Use cases
Grocery rewards
Employees or loyalty customers redeem grocery reward cards at supermarket checkouts — the most natural use of a reward card.
Healthcare benefits
Staff medical or wellness benefits loaded onto physical cards, redeemable at pharmacies and clinics.
Premium gifting
Executive gift cards used at high-end retailers — the physical card and in-store experience match the premium intent.
Technical notes
POS integration operates via card scheme (Visa/Mastercard) or direct merchant terminal integration depending on market. Acceptance network per market available on request. Card balances visible via USSD or branded web portal.
Get started
Send rewards delivered via In-Store / POS
Tell us your programme and recipient profile — we'll configure the right access channels.
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